Our Investment Philosophy
- Investing should be aligned with your values and goals
- Market timing and past performance are not indicators of future results
- Structured asset class portfolios and systematic rebalancing are important elements of money management
- Investors are often driven by their emotions which can lead to poor investment and financial decisions
- A written financial plan may help take the emotion out of investing and align investment strategies with an investor’s long-term financial goals
- Risk and return are related
- Coordinated planning with other professionals is crucial to the overall success of your plan
- Fee-based investment management in which an advisor charges an annual fee for assets under management rather than receiving a commission for each transaction tends to align the client’s and advisor’s values and goals
Help develop your investment philosophy:
- We help clients address 5 Major Risks Confronting a Portfolio
- We examine your values to align your risk tolerance and your investment strategies which might include portfolios that utilize a screening criteria for Environmental, Social and Governance (ESG) responsibility
- We employ a software program, Riskalyze, that we have found instrumental in objectively gauging an individual investor’s risk tolerance