Around the country, attitudes about retirement are shifting.
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Chinese legend says that the Jade Emperor determined the order of animals in the zodiac by calling a race. The Rat and the Ox were in tight competition — until they arrived at a swift river. The Rat charmingly convinced the Ox to carry him across. But when they landed on the other side, the Rat leapt off the Ox and dashed across the finish line first.
Plan for the things you can protect against, like a loss of income due to illness or injury.
Estimate the maximum contribution amount for a Self-Employed 401(k), SIMPLE IRA, or SEP.